Legal
Terms of Use
Terms of Use for the WealthDaily Platform
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These Terms of Use ("Agreement") are a binding agreement between you ("End User" or "you") and TL Leconte LLC ("Company," "we," or "us"). This Agreement governs your use of the WealthDaily website and mobile application, including all related documentation and services (collectively, the "Platform"). The mobile application is licensed, not sold, to you.
BY ACCESSING, DOWNLOADING, INSTALLING, OR USING THE PLATFORM, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS, DOWNLOAD, INSTALL, OR USE THE PLATFORM.
The Platform
WealthDaily is a platform consisting of a website and mobile application designed to help users build better financial habits through daily challenges, progress tracking, streak monitoring, and goal-setting tools. The Platform is available via web browser and on mobile devices running compatible operating systems.
Habit Tracking
Track your daily financial habits and activities
Challenges
Complete financial challenges to build better habits
Streaks
Maintain streaks to stay motivated
Progress
Monitor your growth over time
Eligibility
You must be at least 13 years of age to use the Platform. If you are between 13 and 18 years of age (or the age of legal majority in your jurisdiction), you may only use the Platform with the consent and supervision of a parent or legal guardian who agrees to be bound by this Agreement.
Account Registration & Security
To access certain features of the Platform, you must register for an account. When you register, you agree to:
We reserve the right to suspend or terminate your account if any information provided is inaccurate, not current, or incomplete, or if we reasonably suspect unauthorized or fraudulent activity.
Scope of License
Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal, non-commercial purposes. For the mobile application, this license permits you to download, install, and use it on a single mobile device owned or controlled by you.
You shall NOT
Technical Requirements
The website requires a modern web browser with an active internet connection. The mobile application requires a compatible mobile device and operating system. You acknowledge that it is your responsibility to ensure that your device meets the minimum requirements.
Web
Modern browser with JavaScript enabled (Chrome, Safari, Firefox, Edge).
iOS
Compatible iPhone running a supported version of iOS.
Android
Compatible Android device running a supported version of Android.
The Platform requires an active internet connection for core features, including account synchronization and data storage.
Prohibited Conduct
In addition to the license restrictions above, you agree not to use the Platform to:
Violation of these rules may result in immediate suspension or termination of your account at our sole discretion.
Maintenance and Support
TL Leconte LLC is solely responsible for providing maintenance and support services for the Platform, as specified in this Agreement or as required under applicable law.
Apple and Google have no obligation whatsoever to furnish any maintenance and support services with respect to the mobile application.
Use of Data
You acknowledge that we may collect and use technical data and related information, including but not limited to technical information about your device, system, and application software, to facilitate updates, product support, and other services.
Privacy First
We use this information to improve the Platform and provide services to you. Please review our Privacy Policy for full details on how we handle your data.
User-Generated Contributions
The Platform may allow you to create, submit, post, display, or store content and materials, including but not limited to activity logs, challenge entries, notes, success stories, and other content ("Contributions").
You represent and warrant that
Contribution License
By submitting Contributions to the Platform, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and license to:
This license is for the limited purpose of operating, developing, providing, and improving the Platform and our services.
DMCA / Copyright Complaints
We respect the intellectual property rights of others. If you believe that any content on the Platform infringes your copyright, you may submit a notice to our designated agent with the following information:
Donations
The Platform may provide the option to make voluntary donations to support the ongoing development and maintenance of WealthDaily. By making a donation, you acknowledge and agree to the following:
If you believe a donation was made in error, please contact us at hello@wealthdailyapp.com and we will review your request on a case-by-case basis.
Purchases, Refunds and Cancellations
This section applies to purchases made through the WealthDaily platform. It is in addition to Section 12 (Donations), which governs donations. How your purchase is billed — and how refunds and cancellations work — depends on where you made the purchase: on our website, or inside the mobile application.
A. Purchases Made on Our Website
Purchases made on our website are processed by Stripe. Products sold by WealthDaily are billed by TL Leconte LLC. Products sold by a coach or author on WealthDaily are billed by that creator through their own Stripe account: the creator is the seller of record, the product page names them, and your payment receipt comes from them. The refund policy below applies to both. To request a refund on a creator's product, contact us as described below and we will handle it with the creator under our Creator and Seller Agreement.
One-time purchases.
If you purchase a book or other one-time digital product on our website, you may request a full refund within seven (7) days of purchase, provided you have not substantially accessed, downloaded, or consumed the content. To request a refund, email us at hello@wealthdailyapp.com with your account email and the purchase details.
Subscriptions.
You may cancel a subscription purchased on our website at any time from your billing settings. Your access continues through the end of the current paid period, after which it will not renew. Except where required by law, the current billing period is non-refundable and we do not provide partial-period refunds.
B. In-App Purchases (Apple App Store & Google Play)
Purchases made inside the iOS or Android mobile application — including one-time digital products and auto-renewing subscriptions — are billed by Apple or Google (not by TL Leconte LLC) through your Apple App Store or Google Play account, and are subject to Apple's or Google's payment terms in addition to this Agreement. We use RevenueCat, a third-party service, to validate purchases and manage your subscription status and access to paid content.
Auto-renewing subscriptions.
The price and length of each subscription are displayed in the app before you purchase. Payment is charged to your Apple App Store or Google Play account at confirmation of purchase. Subscriptions automatically renew for the same period at the then-current price unless auto-renewal is turned off at least twenty-four (24) hours before the end of the current period. Your account will be charged for renewal within twenty-four (24) hours prior to the end of the current period. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription.
Managing and cancelling in-app subscriptions.
You can manage or cancel an in-app subscription at any time in your device's subscription settings: on iOS, in Settings > [your name] > Subscriptions; on Android, in the Google Play app under Payments & subscriptions > Subscriptions. Deleting the app does not cancel a subscription. After cancellation, your access continues through the end of the current paid period.
Refunds for in-app purchases.
Refunds for purchases billed by Apple or Google are handled by Apple or Google under their respective refund policies, and TL Leconte LLC cannot issue refunds for those purchases directly. To request a refund, contact Apple via reportaproblem.apple.com or Google via Google Play's refund process. The seven-day refund policy in Part A above applies only to purchases made on our website. If you have trouble with an in-app purchase, you can also contact us at hello@wealthdailyapp.com and we will do our best to help.
C. General
Price changes.
If the price of a subscription increases, you will be notified in advance and, where required by Apple, Google, or applicable law, asked to consent before the new price applies. If you do not agree to a price increase, you may cancel before it takes effect.
Discretion and your rights.
Refunds outside the circumstances described above are granted at the sole discretion of TL Leconte LLC (or, for in-app purchases, at the discretion of Apple or Google). Nothing in this section limits any non-waivable rights you may have under applicable consumer-protection law, including any statutory withdrawal or cooling-off rights in your jurisdiction.
How refunds are issued.
Approved refunds are returned to your original payment method. The time it takes for the refund to appear depends on your payment provider.
Limitation of Liability
Important Disclaimer
WealthDaily provides tools for tracking financial habits and challenges. We do NOT provide financial, investment, tax, or legal advice. Always consult with qualified professionals for financial decisions.
To the fullest extent permitted by applicable law, in no event will we be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Platform, including but not limited to:
Liability Cap: To the maximum extent permitted by law, our total cumulative liability to you for all claims arising out of or related to this Agreement or the Platform shall not exceed the total amount you have paid to us in the twelve (12) months immediately preceding the event giving rise to the claim, or one hundred U.S. dollars ($100), whichever is greater.
Warranty
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that:
Indemnification
You agree to indemnify, defend, and hold harmless TL Leconte LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:
This indemnification obligation will survive the termination of this Agreement and your use of the Platform.
Product Claims
TL Leconte LLC, not Apple or Google, is responsible for addressing any claims you or any third party may have relating to the Platform or your possession and/or use of the Platform, including but not limited to:
Legal Compliance
You represent and warrant that:
Location
You are not located in a country subject to a U.S. Government embargo or designated as a 'terrorist supporting' country
Sanctions
You are not listed on any U.S. Government list of prohibited or restricted parties
Compliance
You will comply with all applicable local, state, national, and international laws and regulations
Contact Information
For general inquiries, complaints, questions, or claims concerning the Platform, please contact us:
TL Leconte LLC
hello@wealthdailyapp.comTermination
This Agreement is effective until terminated by you or us. Your rights under this Agreement will terminate automatically without notice if you fail to comply with any of its terms.
Upon Termination
- You must cease all use of the Platform
- You must delete all copies of the mobile application from your devices
- All provisions that should survive termination will remain in effect
We may also terminate or suspend your access to the Platform immediately, without prior notice or liability, for any reason whatsoever.
Account Deletion
You may request deletion of your account and associated personal data at any time.
How to Request
You can delete your account through the in-app settings, or by emailing hello@wealthdailyapp.com with the subject line 'Account Deletion Request'
Processing Time
We will process your deletion request within 30 days of receiving it
What Gets Deleted
Your account information, profile data, and personal content will be permanently deleted or anonymized
Some information may be retained in backups for up to 90 days, or as required by law for legitimate business purposes (e.g., fraud prevention, legal compliance). Anonymized or aggregated data that does not identify you may be retained indefinitely.
Dispute Resolution & Arbitration
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.
You and TL Leconte LLC agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the Platform shall be resolved through binding individual arbitration, rather than in court, except that either party may bring claims in small claims court if eligible.
Arbitration Rules
Arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will take place in Texas or, at your election, may be conducted by phone or video conference.
Individual Basis Only
All disputes must be brought in your individual capacity, not as a plaintiff or class member in any purported class, consolidated, or representative proceeding.
Class Action Waiver
YOU AND TL LECONTE LLC EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR OTHER REPRESENTATIVE PROCEEDING.
Exceptions
Either party may bring a claim in small claims court. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.
Third-Party Terms and Beneficiaries
The Platform may rely on third-party services, content, and software. You agree to comply with any applicable third-party terms when using the Platform.
Apple
Apple and its subsidiaries are third-party beneficiaries of this Agreement. Upon your acceptance, Apple has the right to enforce this Agreement against you. In-app purchases made on iOS are billed by Apple through your App Store account and are subject to Apple's Media Services Terms and Conditions.
Google Play's terms of service apply to your use of the mobile application on Android devices. In-app purchases made on Android are billed by Google through your Google Play account and are subject to the Google Play Terms of Service.
Stripe
Donations and purchases made on our website are processed by Stripe. Your payment information is handled directly by Stripe subject to their terms and privacy policy.
RevenueCat
We use RevenueCat to validate in-app purchases and manage subscription status and entitlements. RevenueCat processes purchase and subscription data on our behalf, subject to its terms and privacy policy.
Apple and Google have no obligation to furnish any maintenance or support services for the mobile application.
Intellectual Property Rights
The Platform, including all content, features, and functionality, is owned by TL Leconte LLC and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
In the event of any third-party claim that the Platform infringes intellectual property rights, TL Leconte LLC will be solely responsible for the investigation, defense, settlement, and discharge of such claim.
Modification of Service
We reserve the right, at any time and without prior notice, to:
We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Platform.
Force Majeure
We shall not be liable for any failure or delay in performing our obligations under this Agreement where such failure or delay results from events beyond our reasonable control, including but not limited to:
Applicable Law
This Agreement shall be governed by and construed in accordance with the laws of the United States and the State of Texas, without regard to its conflict of law provisions.
Except for disputes subject to arbitration as described in Section 22, any legal action or proceeding arising under this Agreement will be brought exclusively in the federal or state courts located in Texas, and the parties hereby consent to personal jurisdiction and venue therein.
Miscellaneous
Entire Agreement
This Agreement constitutes the entire agreement between you and us regarding the Platform and supersedes all prior agreements.
Severability
If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Waiver
Our failure to enforce any right or provision of this Agreement will not be considered a waiver of those rights.
Assignment
You may not assign or transfer this Agreement without our prior written consent. We may assign our rights and obligations without restriction.
Amendments
We reserve the right to modify this Agreement at any time. We will notify you of material changes by posting the updated Agreement on the Platform. Your continued use of the Platform after changes are posted constitutes your acceptance of the revised Agreement.
By accessing, downloading, installing, or using WealthDaily, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.