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Terms of Use

Terms of Use for the WealthDaily Platform

Last updated: March 7, 2026

These Terms of Use ("Agreement") are a binding agreement between you ("End User" or "you") and TL Leconte LLC ("Company," "we," or "us"). This Agreement governs your use of the WealthDaily website and mobile application, including all related documentation and services (collectively, the "Platform"). The mobile application is licensed, not sold, to you.

BY ACCESSING, DOWNLOADING, INSTALLING, OR USING THE PLATFORM, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS, DOWNLOAD, INSTALL, OR USE THE PLATFORM.

1

The Platform

WealthDaily is a platform consisting of a website and mobile application designed to help users build better financial habits through daily challenges, progress tracking, streak monitoring, and goal-setting tools. The Platform is available via web browser and on mobile devices running compatible operating systems.

Habit Tracking

Track your daily financial habits and activities

Challenges

Complete financial challenges to build better habits

Streaks

Maintain streaks to stay motivated

Progress

Monitor your growth over time

2

Eligibility

You must be at least 13 years of age to use the Platform. If you are between 13 and 18 years of age (or the age of legal majority in your jurisdiction), you may only use the Platform with the consent and supervision of a parent or legal guardian who agrees to be bound by this Agreement.

By using the Platform, you represent and warrant that you meet the age requirements above
If we learn that a user under 13 has created an account, we will terminate it immediately
Parents or guardians who allow minors to use the Platform are responsible for their activity
3

Account Registration & Security

To access certain features of the Platform, you must register for an account. When you register, you agree to:

Provide accurate, current, and complete information during registration
Maintain and promptly update your account information to keep it accurate
Keep your password confidential and not share it with anyone
Accept responsibility for all activity that occurs under your account
Notify us immediately at hello@wealthdailyapp.com if you suspect unauthorized access to your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, not current, or incomplete, or if we reasonably suspect unauthorized or fraudulent activity.

4

Scope of License

Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal, non-commercial purposes. For the mobile application, this license permits you to download, install, and use it on a single mobile device owned or controlled by you.

You shall NOT

Copy, modify, or distribute the Platform or any portion thereof
Reverse engineer, disassemble, decompile, or attempt to derive the source code
Make the Platform available over a network where it could be used by multiple devices
Rent, lease, lend, sell, redistribute, or sublicense the Platform
Use the Platform for any illegal purpose or in violation of any laws
Remove, alter, or obscure any proprietary notices on the Platform
5

Technical Requirements

The website requires a modern web browser with an active internet connection. The mobile application requires a compatible mobile device and operating system. You acknowledge that it is your responsibility to ensure that your device meets the minimum requirements.

Web

Modern browser with JavaScript enabled (Chrome, Safari, Firefox, Edge).

iOS

Compatible iPhone running a supported version of iOS.

Android

Compatible Android device running a supported version of Android.

The Platform requires an active internet connection for core features, including account synchronization and data storage.

6

Prohibited Conduct

In addition to the license restrictions above, you agree not to use the Platform to:

Harass, bully, threaten, or intimidate other users
Post or transmit content that is defamatory, obscene, hateful, or discriminatory
Impersonate any person or entity, or falsely claim an affiliation
Send spam, unsolicited messages, or promotional material to other users
Collect or harvest personal information of other users without their consent
Use automated means (bots, scrapers, crawlers) to access the Platform without written permission
Attempt to gain unauthorized access to the Platform, other accounts, or related systems
Interfere with or disrupt the integrity or performance of the Platform
Upload viruses, malware, or any other harmful code
Use the Platform to facilitate any illegal activity or violation of applicable laws

Violation of these rules may result in immediate suspension or termination of your account at our sole discretion.

7

Maintenance and Support

TL Leconte LLC is solely responsible for providing maintenance and support services for the Platform, as specified in this Agreement or as required under applicable law.

Apple and Google have no obligation whatsoever to furnish any maintenance and support services with respect to the mobile application.

8

Use of Data

You acknowledge that we may collect and use technical data and related information, including but not limited to technical information about your device, system, and application software, to facilitate updates, product support, and other services.

Privacy First

We use this information to improve the Platform and provide services to you. Please review our Privacy Policy for full details on how we handle your data.

9

User-Generated Contributions

The Platform may allow you to create, submit, post, display, or store content and materials, including but not limited to activity logs, challenge entries, notes, success stories, and other content ("Contributions").

You represent and warrant that

You own or have the necessary rights to your Contributions
Your Contributions do not violate any third-party rights
Your Contributions are not false, misleading, or deceptive
Your Contributions do not contain viruses or harmful code
Your Contributions comply with all applicable laws and regulations
10

Contribution License

By submitting Contributions to the Platform, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and license to:

Host and store your Contributions
Use for service improvement
Copy and reproduce as needed
Process and prepare derivative works

This license is for the limited purpose of operating, developing, providing, and improving the Platform and our services.

11

DMCA / Copyright Complaints

We respect the intellectual property rights of others. If you believe that any content on the Platform infringes your copyright, you may submit a notice to our designated agent with the following information:

1A description of the copyrighted work you claim has been infringed
2A description of where the infringing material is located on the Platform
3Your contact information (name, address, phone number, email)
4A statement that you have a good-faith belief that the use is not authorized by the copyright owner
5A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf
6Your physical or electronic signature

Send DMCA notices to:

hello@wealthdailyapp.com

Subject line: "DMCA Takedown Request"

12

Donations

The Platform may provide the option to make voluntary donations to support the ongoing development and maintenance of WealthDaily. By making a donation, you acknowledge and agree to the following:

Donations are entirely voluntary and are not required to use the Platform
Donations are made as gifts and do not entitle you to any additional features, services, or benefits
All donations are final and non-refundable
Donations are processed securely through Stripe, a third-party payment processor
TL Leconte LLC is not a tax-exempt organization; donations are not tax-deductible

If you believe a donation was made in error, please contact us at hello@wealthdailyapp.com and we will review your request on a case-by-case basis.

13

Limitation of Liability

Important Disclaimer

WealthDaily provides tools for tracking financial habits and challenges. We do NOT provide financial, investment, tax, or legal advice. Always consult with qualified professionals for financial decisions.

To the fullest extent permitted by applicable law, in no event will we be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Platform, including but not limited to:

Loss of profits or revenue
Loss of data or content
Business interruption
Personal injury or property damage

Liability Cap: To the maximum extent permitted by law, our total cumulative liability to you for all claims arising out of or related to this Agreement or the Platform shall not exceed the total amount you have paid to us in the twelve (12) months immediately preceding the event giving rise to the claim, or one hundred U.S. dollars ($100), whichever is greater.

14

Warranty

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

The Platform will meet your specific requirements
The Platform will be uninterrupted, timely, secure, or error-free
The results from using the Platform will be accurate or reliable
Any errors in the Platform will be corrected
15

Indemnification

You agree to indemnify, defend, and hold harmless TL Leconte LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

Your use of or access to the Platform
Your violation of this Agreement
Your violation of any third-party right, including intellectual property, privacy, or publicity rights
Your Contributions or any content you submit through the Platform
Any activity under your account, whether or not authorized by you

This indemnification obligation will survive the termination of this Agreement and your use of the Platform.

16

Product Claims

TL Leconte LLC, not Apple or Google, is responsible for addressing any claims you or any third party may have relating to the Platform or your possession and/or use of the Platform, including but not limited to:

1Product liability claims
2Regulatory compliance claims
3Consumer protection claims
4Intellectual property claims
17

Legal Compliance

You represent and warrant that:

Location

You are not located in a country subject to a U.S. Government embargo or designated as a 'terrorist supporting' country

Sanctions

You are not listed on any U.S. Government list of prohibited or restricted parties

Compliance

You will comply with all applicable local, state, national, and international laws and regulations

18

Contact Information

For general inquiries, complaints, questions, or claims concerning the Platform, please contact us:

19

Termination

This Agreement is effective until terminated by you or us. Your rights under this Agreement will terminate automatically without notice if you fail to comply with any of its terms.

Upon Termination

  • You must cease all use of the Platform
  • You must delete all copies of the mobile application from your devices
  • All provisions that should survive termination will remain in effect

We may also terminate or suspend your access to the Platform immediately, without prior notice or liability, for any reason whatsoever.

20

Account Deletion

You may request deletion of your account and associated personal data at any time.

How to Request

You can delete your account through the in-app settings, or by emailing hello@wealthdailyapp.com with the subject line 'Account Deletion Request'

Processing Time

We will process your deletion request within 30 days of receiving it

What Gets Deleted

Your account information, profile data, and personal content will be permanently deleted or anonymized

Some information may be retained in backups for up to 90 days, or as required by law for legitimate business purposes (e.g., fraud prevention, legal compliance). Anonymized or aggregated data that does not identify you may be retained indefinitely.

21

Dispute Resolution & Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

You and TL Leconte LLC agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the Platform shall be resolved through binding individual arbitration, rather than in court, except that either party may bring claims in small claims court if eligible.

Arbitration Rules

Arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will take place in Texas or, at your election, may be conducted by phone or video conference.

Individual Basis Only

All disputes must be brought in your individual capacity, not as a plaintiff or class member in any purported class, consolidated, or representative proceeding.

Class Action Waiver

YOU AND TL LECONTE LLC EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR OTHER REPRESENTATIVE PROCEEDING.

Exceptions

Either party may bring a claim in small claims court. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

22

Third-Party Terms and Beneficiaries

The Platform may rely on third-party services, content, and software. You agree to comply with any applicable third-party terms when using the Platform.

Apple

Apple and its subsidiaries are third-party beneficiaries of this Agreement. Upon your acceptance, Apple has the right to enforce this Agreement against you.

Google

Google Play's terms of service apply to your use of the mobile application on Android devices.

Stripe

Donations are processed by Stripe. Your payment information is handled directly by Stripe subject to their terms and privacy policy.

Apple and Google have no obligation to furnish any maintenance or support services for the mobile application.

23

Intellectual Property Rights

The Platform, including all content, features, and functionality, is owned by TL Leconte LLC and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Copyright
Trademark
Trade Secrets

In the event of any third-party claim that the Platform infringes intellectual property rights, TL Leconte LLC will be solely responsible for the investigation, defense, settlement, and discharge of such claim.

24

Modification of Service

We reserve the right, at any time and without prior notice, to:

Modify, update, or discontinue the Platform or any feature, temporarily or permanently
Change the scope, functionality, or availability of any part of the Platform
Impose limits on certain features or restrict access to parts of the Platform
Suspend or terminate the Platform entirely

We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Platform.

25

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under this Agreement where such failure or delay results from events beyond our reasonable control, including but not limited to:

Natural disasters, acts of God
Pandemics or public health emergencies
War, terrorism, or civil unrest
Government actions or regulations
Internet or infrastructure outages
Third-party service provider failures
Power failures or equipment malfunctions
Cyberattacks or security breaches beyond our control
26

Applicable Law

This Agreement shall be governed by and construed in accordance with the laws of the United States and the State of Texas, without regard to its conflict of law provisions.

Except for disputes subject to arbitration as described in Section 21, any legal action or proceeding arising under this Agreement will be brought exclusively in the federal or state courts located in Texas, and the parties hereby consent to personal jurisdiction and venue therein.

27

Miscellaneous

Entire Agreement

This Agreement constitutes the entire agreement between you and us regarding the Platform and supersedes all prior agreements.

Severability

If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Waiver

Our failure to enforce any right or provision of this Agreement will not be considered a waiver of those rights.

Assignment

You may not assign or transfer this Agreement without our prior written consent. We may assign our rights and obligations without restriction.

Amendments

We reserve the right to modify this Agreement at any time. We will notify you of material changes by posting the updated Agreement on the Platform. Your continued use of the Platform after changes are posted constitutes your acceptance of the revised Agreement.

By accessing, downloading, installing, or using WealthDaily, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.